Home
/
RELIGION & LIBERTY ONLINE
/
Obamacare: Less Choices, Fewer Doctors And You’re Gonna Like It
Obamacare: Less Choices, Fewer Doctors And You’re Gonna Like It
Mar 28, 2026 2:13 PM

We Americans like choices. Go to any large grocery store and stand in awe at the vast array of cereals: everything from regular old oatmeal to some sort of toasted rainbow sprinkles of joy. The market economy is built upon choice: not only does the consumer have a choice in what she wants, she can stay away from things she doesn’t want, like bad service or poorly prepared food. Yes, we like choices.

Obamacare is built on fewer choices, however. The New York Times tells us that we are facing fewer choices for our health care, fewer doctors and high costs if we wish to go outside of our prescribed network. Reed Abelson:

No matter what kind of health plan consumers choose, they will find fewer doctors and hospitals in their network — or pay much more for the privilege of going to any provider they want.These so-called narrow networks, featuring limited groups of providers, have made a big entrance on the newly created state insurance exchanges, where they are mon feature in many of the plans.

Don’t like the idea of fewer choices for something so important as health care? Tough.

We have to break people away from the choice habit that everyone has,” said Marcus Merz, the chief executive of PreferredOne, an insurer in Golden Valley, Minn., that is owned by two health systems and a physician group. “We’re all trying to break away from this fixation on open access and broad networks.”

Some argue that large networks cost consumers more, while others say that Obamacare is forcing unwanted choices on consumers. Even that bastion of support for all things liberal, Mother Jones, says this problem of fewer choices is going to be tough.

Imagine what’s going to happen when millions of newly insured people, not savvy about how to police health care costs, start to get bills that far exceed what CoveredCA or healthcare.gov promised them? “My Obamacare policy cost me $800 for a blood test” is the next headline.

I think progressives need to start talking about this because it should be addressed by our side, not just to avoid mid-term election embarrassment, but because poor folks can be harmed by it. Hand waving this away as “we got poor people insurance, our job is done” is a mistake.

Marcus Merz, the chief executive of PreferredOne, an insurer in Golden Valley, Minn., says we need to stop being “fixated” on consumer choice, “open access and broad networks.” To me, this sounds a lot like Henry Ford telling us we can have a car in any color we want, so long as its black. A study from Standford Business School suggests that more consumer choices means better quality. This makes sense: in a free market economy, businesses have pete. That means the restaurant with terrible waiters and awful food won’t last long if it’s surrounded by superior restaurants. However, if the horrible restaurant is the only choice, some people will go there; it’s the only choice for them. “Sure, it’s awful,” they might say, “but what are ya gonna do?”

We tried restricting health care choice 20 years ago, and it failed. Some folks remain undeterred:

Insurers insist these efforts will not run into the same resistance because they are now working more closely with providers, and customers are more concerned about costs. “It’s a new era,” said Dr. Sam Ho, the chief medical officer for United Healthcare.

Others agree. “You’re going to see this as a dominant strategy,” said Jeff Hoffman, who works closely with hospitals for Kurt Salmon, a consulting firm.

Mike Kreidler, an insurer in the state of Washington, says he wants to make sure that “carriers are not in a race to the bottom.” Fewer choices almost guarantee this.

Read “More Insured, but the Choices Are Narrowing” at The New York Times.

Comments
Welcome to mreligion comments! Please keep conversations courteous and on-topic. To fosterproductive and respectful conversations, you may see comments from our Community Managers.
Sign up to post
Sort by
Show More Comments
RELIGION & LIBERTY ONLINE
The truth about Cuba’s health care system
When Fidel Castro died last week many on the political left embarrassed themselves by praising the despot. A prime example is Canadian Prime Minister Justin Trudeau who was excoriated for saying that Castro was a “legendary revolutionary and orator” who made “significant improvements” to the healthcare system of his country. There are few modern myths the have been debunked as frequently yet have been accepted as incredulously as the idea that Cuba has a superior (or even adequate) health care...
Profits and an ‘economy of mutuality’
“Money is often seen as intrinsically bad or perhaps a necessary evil in the world,” says Tom Nelson. “However, we must not forget the important role money plays in wealth creation and in facilitating the efficient exchange of goods and services.” Money and the trade it makes possible further mon good and greatly enhance our ability to love our neighbors — both local and global. Christian philosopher Dallas Willard reminded us, “Business is an amazingly effective means of delivering God’s...
Paul Bonicelli on Trump’s Carrier deal and upcoming economic priorities
Paul Bonicelli, Director of Programs at the Acton Institute, appeared on CNBC’s Closing Bell on Thursday afternoon to discuss President-elect Donald Trump’s deal with Carrier to keep 1,000 jobs in Indiana, and to offer analysis of the potential economic priorities of the ing Trump Administration. You can view the interview below. ...
Lessons from Poverty, Inc.
“An underlying theme in basic economics says, ‘offering a product for free can destroy the local economy’” writes Luis Miranda. Miranda recently watched Poverty, Inc and since seeing the award winning Acton Institute documentary he has shared some of its lessons in an article at The Indian Economist. He begins by explaining how often times aid can harm its recipient more than help them. A farmer in Rwanda goes out of business because he pete against an American church sending...
Samuel Gregg: Protectionism harmful in the long run
In a new article at The Christian Science Monitor titled “Can ‘economic nationalism’ keep more jobs in US?” Acton Director of Research Samuel Gregg is interviewed about President-elect Donald Trump’s stated goal of keeping jobs and businesses from leaving for foreign countries.In the analysis piece by reporter Patrik Jonsson, he cites Gregg as a critic of protectionism: In short, the United States cannot step back from the world without losing out, critics say. Trump’s plans are in the short-term “likely...
What’s next for religious freedom?
Olivier Douliery/Getty Images In a new article for the Catholic Herald, Philip Booth outlines the next battle in the fight for religious freedom. The professor of finance, public policy, and ethics at St. Mary’s University, Twickenham, writes that “liberal elites are paying the prices for sidelining” this important freedom. He argues that while there are definitely threats to religious liberty in the United States, the rights to religious liberty and freedom of association are in far more danger in Europe....
Global elites put Christianity in the crosshairs
Global governance ideology is the intellectual stepchild of Marxist materialist thought, says Robert F. Gorman in this week’s Acton Commentary. The term global governance refers to the political dimension of globalization. Here the question is to what degree governance will be centralized and controlled by international institutions in ways that threaten to diminish national and local governmental capacity. Global governance advocates tend to prefer both transnational regulation of markets and the creation of new human rights norms marked by increased...
Unemployment as Economic-Spiritual Indicator — November 2016 Report
Series Note: Jobs are one of the most important aspects of a morally functioning economy. They help us serve the needs of our neighbors and lead to human flourishing both for the individual and munities. Conversely, not having a job can adversely affect spiritual and psychological well-being of individuals and families. Because unemployment is a spiritual problem, Christians in America need to understand and be aware of the monthly data on employment. Each month highlight the latest numbers we need...
What happens when the government ‘forgives’ $108 billion in student debt?
To reduce the number of people defaulting on student loans, President Obama has been promoting e-driven repayment plans. The most widely available e-driven repayment plan for federal student loans—the e-Based Repayment (IBR) plan—provides payment caps based on a borrower’sfamily size and e (150 percent of the poverty level). After making 25 years of these reduced payments, the remaining debt is “forgiven.” (If you work for the government or a non-profit the remainder may be forgiven after 10 years.) This may...
Kings without a king: Kuyper on the illusion of independence
“A human kingship imperceptibly came to power, leaving no place for the kingship of Christ.” –Abraham Kuyper The West prides itself on valuing freedom – political, economic, religious, and otherwise. For some, this leads to the promotion of a certain brand of libertinism: the freedom to do what we want. For others, such as Lord Acton, “Liberty is not the power of doing what we like, but the right of being able to do what we ought.” For the Christian...
Related Classification
Copyright 2023-2026 - www.mreligion.com All Rights Reserved